Long Island · Suffolk & Nassau

Home insurance on Long Island

Long Island homes face coastal storms, heavy snow and older construction. We help you understand your homeowners, condo or renters policy before you need it.

Start my quote Call (631) 271-0056

What a home policy covers

A homeowners policy generally helps protect the house itself, other structures like a detached garage or fence, your belongings, and your liability if someone is hurt on your property, against covered losses. We go over limits, deductibles and what is not covered so there are no surprises at claim time.

Condo, co-op and renters

If your building has a master policy, a condo policy covers your part of the unit and your belongings. Renters insurance helps protect your belongings and your liability. We quote all three.

Bundling home and auto

Many homeowners insure home and auto together. We will show you the numbers both ways so you can decide.

Visit or call

Our office is at 595 W Jericho Tpke in Huntington (Sweet Hollow Plaza), on Jericho Turnpike near Cold Spring Hills Road. Call (631) 271-0056 or text (631) 271-0300.

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More local pages

Choto Agency, Inc. is a local insurance agency at 595 W Jericho Tpke, Huntington, NY 11743. Coverage is subject to policy terms, conditions, and availability.